What is Gap Health Insurance?

Gap Health Insurance is a group supplemental health plan that works along with a high-deductible major medical plan. These plans are sometimes referred to as supplemental plans.

What does it cover?

A medical gap insurance plan is simple in that it follows a major medical plan. It pays off the underlying major medical plan’s Explanation of Benefits (EOB) directly to the subscriber or provider. A gap plan pays the benefits described in the Schedule of Benefits up to a maximum benefit amount. These plans may have a supplemental deductible or coinsurance (out of pocket) which the subscriber must meet prior to plan reimbursement.


how we help

Benafica is able to help provide you with the expertise of our agents to get you the best coverage possible. We aim to provide more benefits to you outside of life insurance. Reach out to use today to get a comprehensive overview of your Gap insurance policies.