Benafica helps employers replace rigid group health plans with more flexible, tax-free health reimbursement arrangements, so you can offer better benefits at a predictable cost.
The most flexible health benefit for employers of any size. Set a monthly allowance by employee class, let employees choose their own individual health insurance, and reimburse them tax-free. No contribution limits or participation minimums.
Designed for small businesses with fewer than 50 employees. Offer your team a simple, tax-free health benefit with IRS-set contribution limits. Employees can use any qualifying coverage, including a spouse’s plan or Medicare.
For over 60 years, Benafica has helped associations manage benefits programs.
Our TPA services include administration for life, home, auto, dental, and vision insurance—backed by a dedicated service team and purpose-built technology
Licensed Medicare brokers in Minnesota and Wisconsin. We help individuals navigate Original Medicare, Medicare Advantage, and Part D at no cost. Our advisors work across all major carriers to find the right fit.

BEN360 is Benafica’s in-house ICHRA administration platform, built specifically to handle the compliance, reimbursement, and reporting demands of a well-run ICHRA.
















Talk to Benafica about setting up an ICHRA or QSEHRA for your business.
We’ll help you choose the right HRA type, design employee classes, and handle all the administration.
Call us at 651-287-3253 or fill out the form below.