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IRS Raises 2027 ACA Affordability Rate

An image of a paycheck showing tax deductions for a payroll cycle highlighting an employees share of a healthcare premium

The IRS has raised the ACA affordability rate for 2027 to 10.22% of household income, up from 9.96% and above 10% for the first time since the employer mandate took effect. Here’s what the new safe harbor limits mean for your contribution strategy.