Discover Our Top Blogs

Stay informed with the latest insights on healthcare benefits, innovative solutions, and industry trends.

October 8, 2026

5 Ways CHOICE Arrangements are More Flexible Than Your Group Health Plan

People are always talking about flexibility when it comes to ICHRA/CHOICE arrangements. But what does it actually mean? Here are 5 benefits.

September 15, 2026

Medicare 2027: What’s Changing in Minnesota

Medicare Advantage plans in Minnesota are undergoing changes in 2027. Carriers are restructuring some plans and pulling out from some areas entirely. Prescription drug plan costs and supplements may also be changing. Here's what you need to know.

September 4, 2026

ICHRA Has a New Name: Meet CHOICE Arrangements!

ICHRA has a new name: CHOICE Arrangements. Learn what changed, what CHOICE means, and why the name change doesn’t change how ICHRA works.

Insights Blog

Stay Informed with Benafica

July 13, 2026

How ICHRA and QSEHRA Work with Premium Tax Credits

What happens to an employee's premium tax credit eligibility when they get offered ICHRA or QSEHRA dollars? Learn more about how each HRA coordinates with premium tax credits and things you should consider as an employer before you implement a plan.

June 19, 2026

Connecticut Passes ICHRA Tax Credits. Here’s What Other States Are Doing

As federal efforts to codify ICHRA stalled in Congress, several states have begun pursuing their own solutions. Connecticut has become the latest state to adopt a state-level ICHRA tax credit. Here's a look at the states leading the way and those worth watching.

May 21, 2026

Creating a Workplace Culture That Actually Supports Mental Health

This post breaks down what really supports mental health at work: a healthy culture, PTO people can actually use, leaders who care about employees’ lives, genuine specific appreciation, and real chances to give feedback and improve how work gets done.

April 29, 2026

What Is an HSA? How Health Savings Accounts Work With HRAs

Wondering how HSAs fit with HRAs? This guide explains what a Health Savings Account is, how it works, and when you can pair an HSA with an HRA like ICHRA or QSEHRA while keeping employees HSA-eligible and your benefits strategy compliant.

April 1, 2026

Free Webinar: ICHRA 101 – A Modern Health Benefit Strategy for Today’s Employers

As healthcare costs continue to rise, many employers are rethinking how they offer benefits. If you’ve found yourself questioning whether traditional group health insurance is still the right fit, you’re not alone—and there are alternatives worth exploring.

March 26, 2026

Yes, You Can Start an ICHRA Mid-Year. Here’s How.

Wondering if you can start an ICHRA mid-year? You can. Learn how notice periods work, how a special enrollment period is triggered, and how to transition from group coverage without disrupting your employees’ benefits.