ICHRA Has a New Name: Meet CHOICE Arrangements!

ICHRA has a new name: CHOICE Arrangements. Learn what changed, what CHOICE means, and why the name change doesn’t change how ICHRA works.
IRS Raises 2027 ACA Affordability Rate

The IRS has raised the ACA affordability rate for 2027 to 10.22% of household income, up from 9.96% and above 10% for the first time since the employer mandate took effect. Here’s what the new safe harbor limits mean for your contribution strategy.
How to Design ICHRA Classes: Real-World Examples and Guardrails

One of the biggest advantages ICHRA has over group health plans is the ability to use employee classes. Instead of offering the same health benefits to everyone, you can use 11 employee classes to tailor your benefits strategy around your workforce.
Direct Primary Care and Your Benefits Stack: What Employers Need to Know

As employers search for new ways to rein in rising healthcare costs, direct primary care (DPC) has emerged as another lever to pull. By shifting primary care to a flat-fee membership model, DPC can create more predictable expenses, reduce unnecessary claims, and improve everyday access to care for employees.