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What Is an HSA? How Health Savings Accounts Work With HRAs

How HSA works with HRA blog image of a female employee with dollars and medical signs metaphor for HSA contributions

Wondering how HSAs fit with HRAs? This guide explains what a Health Savings Account is, how it works, and when you can pair an HSA with an HRA like ICHRA or QSEHRA while keeping employees HSA-eligible and your benefits strategy compliant.

Yes, You Can Start an ICHRA Mid-Year. Here’s How.

Mid-Year ICHRA starts blog

Wondering if you can start an ICHRA mid-year? You can. Learn how notice periods work, how a special enrollment period is triggered, and how to transition from group coverage without disrupting your employees’ benefits.

ACA Update: How Enrollment Fared for 2026

ACA 2026 Enrollments update blog

CMS’s latest data shows 2026 ACA enrollment declines were far more modest than experts predicted after enhanced premium tax credits expired. While some drop-off occurred, the individual market proved more resilient than expected. Here’s what the numbers reveal.