How to Design ICHRA Classes: Real-World Examples and Guardrails
One of the biggest advantages ICHRA has over group health plans is the ability to use employee classes. Instead of offering the same health benefits to everyone, you can use 11 employee classes to tailor your benefits strategy around your workforce.
Direct Primary Care and Your Benefits Stack: What Employers Need to Know
As employers search for new ways to rein in rising healthcare costs, direct primary care (DPC) has emerged as another lever to pull. By shifting primary care to a flat-fee membership model, DPC can create more predictable expenses, reduce unnecessary claims, and improve everyday access to care for employees.
How ICHRA and QSEHRA Work with Premium Tax Credits
What happens to an employee’s premium tax credit eligibility when they get offered ICHRA or QSEHRA dollars? Learn more about how each HRA coordinates with premium tax credits and things you should consider as an employer before you implement a plan.
Connecticut Passes ICHRA Tax Credits. Here’s What Other States Are Doing
As federal efforts to codify ICHRA stalled in Congress, several states have begun pursuing their own solutions. Connecticut has become the latest state to adopt a state-level ICHRA tax credit. Here’s a look at the states leading the way and those worth watching.
What Is an HSA? How Health Savings Accounts Work With HRAs
Wondering how HSAs fit with HRAs? This guide explains what a Health Savings Account is, how it works, and when you can pair an HSA with an HRA like ICHRA or QSEHRA while keeping employees HSA-eligible and your benefits strategy compliant.