Blog Archive

March 20, 2025

QSEHRA vs ICHRA: Which Is Better for Your Business?

Wanting to learn the differences between QSEHRA and ICHRA and which plan is right for your business? We break down the main differences in this article.

March 6, 2025

ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch

As employers grapple with rising premiums for group health care plans, many are turning to ICHRA and QSEHRA as a more sustainable option.

February 5, 2025

How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape

A recent Bloomberg editorial detailed how America's healthcare system is "flawed by design." See how ICHRAs are bridging the gap.

January 16, 2025

What is an ICHRA?

An Individual Coverage Health Reimbursement Arrangement (ICHRA) gives employers a flexible, cost-effective way to offer health benefits. In this guide, we’ll break down how ICHRAs work, who they benefit, and why they’re reshaping employer-sponsored healthcare.

November 13, 2024

One Word Replies with Benafica CEO Ryan

We asked Benafica CEO Ryan Jewison to answer some common questions with 1-word responses. Here, we expanded on some of his answers.

March 6, 2024

6 Types of HRAs You Should Know

Learn about different types of HRAs & their benefits for employers & employees. From QSEHRA to ICHRA, find the best option for your company.

March 1, 2024

ICHRA Advantages & Challenges

ICHRA has emerged as a flexible solution for offering health insurance that doesn't have many downsides. Find out if ICHRA is the right solution for your business.

February 19, 2024

Understanding ICHRA: A Comprehensive Guide

Discover how an Individual Coverage HRA (ICHRA) offers employers a flexible, cost-effective alternative to traditional group health plans.

January 30, 2024

What is a QSEHRA?

Learn how a Qualified Small Employer HRA (QSEHRA) empowers small businesses to offer flexible, tax-free health benefits to employees.

August 10, 2022

4 HRA Benefits for Workers: Why Employees Love HRAs

Discover 4 reasons why employees favor Health Reimbursement Arrangements (HRAs) for flexible, tax-efficient healthcare benefits at Benafica.

June 22, 2022

What is an HRA?

Health Reimbursement Arrangements (HRAs) are employer-funded benefits that reimburse employees for qualified medical expenses and, in some cases, insurance premiums. In this blog, we break down how HRAs work.

April 22, 2021

ICHRA vs. Group Plans: Which is Better?

Choosing between an ICHRA and a traditional group health plan depends on your business’s needs, budget, and workforce diversity. This blog explores the key differences, benefits, and challenges of each option.