A recent Bloomberg editorial detailed how America's healthcare system is "flawed by design." See how ICHRAs are bridging the gap between rigid...
Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.
ICHRA
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What is an ICHRA? Individual Coverage HRA Explained
Individual Coverage Health Reimbursement Arrangements (ICHRA) are a cost-saving alternative to traditional group health for employers. In this guide, we’ll break down...
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6 Types of HRAs You Should Know
Learn about different types of HRAs & their benefits for employers & employees. From QSEHRA to ICHRA, find the best option for...
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ICHRA Advantages & Challenges
ICHRA has emerged as a flexible solution for offering health insurance that doesn't have many downsides. Find out if ICHRA is the...
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4 HRA Benefits for Workers: Why Employees Love HRAs
Discover 4 reasons why employees favor Health Reimbursement Arrangements (HRAs) for flexible, tax-efficient healthcare benefits at Benafica.
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What is an HRA? Understanding Health Reimbursement Arrangements
Health Reimbursement Arrangements (HRAs) are employer-funded benefits that reimburse employees for qualified medical expenses and, in some cases, insurance premiums. In this...
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ICHRA vs. Group Plans: Which is Better?
Choosing between an ICHRA and a traditional group health plan depends on your business’s needs, budget, and workforce diversity. This blog explores...