Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead,...
Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.
Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead,...
New federal legislation and administrative rules from CMS are poised to reshape the Affordable Care Act (ACA) in 2026. Here are some...
Last month, the IRS announced the new ACA "affordability rule" for employer-sponsored healthcare, which limits how much employees at large employers can...
Congress passed a large spending bill that makes big changes to Medicare and Medicaid over the next decade. New work requirements and...
Premiums, deductibles, coinsurance — oh my. 😱 Choosing a healthcare plan is about finding the right balance between coverage and cost for...
Life happens, and when it does, your health insurance should be able to keep up. This blog breaks down the qualifying life...
Today’s employees are seeking more than a standard benefits package. Mental health support, flexible healthcare options, and strong workplace culture are key...
From market fragmentation to inconsistent payment systems, navigating ICHRA isn’t always seamless—here’s why choosing the right provider, like Benafica, matters.
As employers grapple with rising premiums for group health care plans, many are turning to ICHRA and QSEHRA as a more sustainable...