HRAs offer tax-free reimbursement, don’t affect employees’ income, provide personal healthcare freedom, and lower healthcare costs, making them a great solution for both employers and workers.

In 2022, small businesses can offer up to $5,450 per self-only employee and up to $11,050 per employee with a family.

Navigating HRAs: understanding reimbursement options and tax implications for ICHRA and QSEHRA plans.