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ICHRA Challenges You Didn’t Expect: Why the Right Provider Matters

From market fragmentation to inconsistent payment systems, navigating ICHRA isn’t always seamless—here’s why choosing the right provider, like Benafica, matters.
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QSEHRA vs ICHRA: Which Is Better for Your Business?

Wanting to learn the differences between QSEHRA and ICHRA and which plan is right for your business? We break down the main differences in this article.
ICHRAs bridging the gap

How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape

A recent Bloomberg editorial detailed how America's healthcare system is "flawed by design." See how ICHRAs are bridging the gap.
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Stay Informed with Benafica

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ICHRA Advantages & Challenges

ICHRA has emerged as a flexible solution for offering health insurance that doesn't have many downsides. Find out if ICHRA is the right solution for your business.
ICHRA comprehensive guide

Understanding ICHRA: A Comprehensive Guide

Discover how an Individual Coverage HRA (ICHRA) offers employers a flexible, cost-effective alternative to traditional group health plans.
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What is a QSEHRA?

Learn how a Qualified Small Employer HRA (QSEHRA) empowers small businesses to offer flexible, tax-free health benefits to employees.
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4 HRA Benefits for Workers: Why Employees Love HRAs

Discover 4 reasons why employees favor Health Reimbursement Arrangements (HRAs) for flexible, tax-efficient healthcare benefits at Benafica.
What is an HRA

What is an HRA? Understanding Health Reimbursement Arrangements

Health Reimbursement Arrangements (HRAs) are employer-funded benefits that reimburse employees for qualified medical expenses and, in some cases, insurance premiums. In this blog, we break down how HRAs work.
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ICHRA vs. Group Plans: Which is Better?

Choosing between an ICHRA and a traditional group health plan depends on your business’s needs, budget, and workforce diversity. This blog explores the key differences, benefits, and challenges of each option.