ICHRA and End-of-Year Tax Compliance [CHECKLIST]
Tax season is when ICHRA compliance gets tested. Use our benefit compliance checklist to stay organized, meet key filing requirements, and keep your ICHRA program compliant and audit-ready.
9 Frequently Asked Questions About Switching to an ICHRA
Switching from group health to an ICHRA comes with questions. This article breaks down the 9 employers ask most, covering start dates, contribution strategies, employee classes, compliance basics, and timelines for making the switch.
A Deeper Dive into ICHRA Contribution Strategies
Designing your ICHRA starts with defining how much to contribute and whether to include out-of-pocket healthcare expenses. This guide breaks down your options and how Benafica helps you model a contribution strategy that fits your business and budget.
How ICHRA Fares Heading into 2026
As ACA subsidies face uncertainty and group plan renewals keep rising, employers are rethinking their health benefits strategy for 2026. Explore how ICHRA remains a flexible, cost-stable option amid market volatility — and why getting an ICHRA quote now can help you plan ahead.
Meet BEN360: Benafica Revamps Its ICHRA Platform, Taking ICHRA Administration to the Next Level
Meet BEN360: Benafica’s upgraded evolution of its legacy ICHRA platform, designed to supercharge ICHRA Administration for employers and HR. Launching in the Fall 2025 open enrollment season to keep your benefits running smoothly in 2026 and beyond.
Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?
Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead, now is the time to ensure your plan supports both your business and your team.
IRS Increases 2026 ACA ‘Affordability Rate’ for Employer-Sponsored Healthcare
Last month, the IRS announced the new ACA “affordability rule” for employer-sponsored healthcare, which limits how much employees at large employers can be required to contribute to health care premiums based on their salary. Find out what the new rate is and what that means for you.
ICHRA Challenges You Didn’t Expect: Why the Right Provider Matters
From market fragmentation to inconsistent payment systems, navigating ICHRA isn’t always seamless—here’s why choosing the right provider, like Benafica, matters.
QSEHRA vs ICHRA: Which Is Better for Your Business?
From business size to reimbursement rules, there are important differences between QSEHRA and ICHRA. Explore the pros, cons, and scenarios where each HRA makes sense so you can choose the right solution for your company and employees.
ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch
As employers grapple with rising premiums for group health care plans, many are turning to ICHRA and QSEHRA as a more sustainable option.
How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape
A recent Bloomberg editorial detailed how America’s healthcare system is “flawed by design.” See how ICHRAs are bridging the gap between rigid legacy systems and the personalized, portable coverage today’s workforce expects.
What is an ICHRA?
Individual Coverage Health Reimbursement Arrangements (ICHRA) are a cost-saving alternative to traditional group health for employers. In this guide, we’ll break down how ICHRAs work, who they benefit, and why they’re reshaping employer-sponsored healthcare.