Switching from group health to an ICHRA comes with questions. This article breaks down the 9 employers ask most, covering start dates, contribution strategies, employee classes, compliance basics, and timelines for making the switch.
As ACA subsidies face uncertainty and group plan renewals keep rising, employers are rethinking their health benefits strategy for 2026. Explore how ICHRA remains a flexible, cost-stable option amid market volatility — and why getting an ICHRA quote now can help you plan ahead.
Meet BEN360: Benafica's upgraded evolution of its legacy ICHRA platform, designed to supercharge ICHRA Administration for employers and HR. Launching in the Fall 2025 open enrollment season to keep your benefits running smoothly in 2026 and beyond.
Designing your ICHRA starts with defining how much to contribute and whether to include out-of-pocket healthcare expenses. This guide breaks down your options and how Benafica helps you model a contribution strategy that fits your business and budget.
Qualified Small Employer HRA (QSEHRA) limits for 2026 have been updated by the IRS. These contribution rules limit how much a small employer can contribute to employee health insurance premiums for the year. See the updated amounts for 2026 QSEHRAs.
Open enrollment season is here, which means it's time to review your health plan settings for next year. Here's your guide to what you can do during open enrollment, metal tiers, comparing key plan details, and making the best choice for you.
Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead, now is the time to ensure your plan supports both your business and your team.
New federal legislation and administrative rules from CMS are poised to reshape the Affordable Care Act (ACA) in 2026. Here are some of the biggest changes you need to know about that will affect affordability, enrollment and eligibility.
Last month, the IRS announced the new ACA "affordability rule" for employer-sponsored healthcare, which limits how much employees at large employers can be required to contribute to health care premiums based on their salary. Find out what the new rate is and what that means for you.
