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ICHRA contribution strategies deep dive

A Deeper Dive into ICHRA Contribution Strategies

Designing your ICHRA starts with defining how much to contribute and whether to include out-of-pocket healthcare expenses. This guide breaks down your options and how Benafica helps you model a contribution strategy that fits your business and budget.
ICHRA for 2026 blog

How ICHRA Fares Heading into 2026

As ACA subsidies face uncertainty and group plan renewals keep rising, employers are rethinking their health benefits strategy for 2026. Explore how ICHRA remains a flexible, cost-stable option amid market volatility — and why getting an ICHRA quote now can help you plan ahead.
Ben360 blog header Benafica's ICHRA platform

Meet BEN360: Benafica Revamps Its ICHRA Platform, Taking ICHRA Administration to the Next Level

Meet BEN360: Benafica's upgraded evolution of its legacy ICHRA platform, designed to supercharge ICHRA Administration for employers and HR. Launching in the Fall 2025 open enrollment season to keep your benefits running smoothly in 2026 and beyond. 
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QSEHRA Limits 2026 blog

QSEHRA Contribution Limits Updated for 2026

Qualified Small Employer HRA (QSEHRA) limits for 2026 have been updated by the IRS. These contribution rules limit how much a small employer can contribute to employee health insurance premiums for the year. See the updated amounts for 2026 QSEHRAs.
ICHRA vs QSEHRA main illustration of business considerations thumbs up or thumbs down

QSEHRA vs ICHRA: Which Is Better for Your Business?

From business size to reimbursement rules, there are important differences between QSEHRA and ICHRA. Explore the pros, cons, and scenarios where each HRA makes sense so you can choose the right solution for your company and employees.
ICHRA growth blog chart

ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch

As employers grapple with rising premiums for group health care plans, many are turning to ICHRA and QSEHRA as a more sustainable option.
ICHRA health benefits puzzle piece

How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape

A recent Bloomberg editorial detailed how America's healthcare system is "flawed by design." See how ICHRAs are bridging the gap between rigid legacy systems and the personalized, portable coverage today’s workforce expects.
what is ICHRA blog

What is an ICHRA?

Individual Coverage Health Reimbursement Arrangements (ICHRA) are a cost-saving alternative to traditional group health for employers. In this guide, we’ll break down how ICHRAs work, who they benefit, and why they’re reshaping employer-sponsored healthcare.
types of HRAs blog

6 Types of HRAs You Should Know

Learn about different types of HRAs & their benefits for employers & employees. From QSEHRA to ICHRA, find the best option for your company.