Stay Informed with Benafica

CHOICE Arrangements offer employers contribution control, no participation minimums, employee plan choice, class-based customization, and easy scaling. See how they’re more flexible...

Medicare Advantage plans are changing across Minnesota in 2027. Learn about key enrollment dates, drug plan shifts, and supplement options so you...

As of September 3, the Individual Coverage Health Reimbursement Arrangement (ICHRA) has a new name: CHOICE Arrangement.

The IRS has raised the ACA affordability rate for 2027 to 10.22% of household income, up from 9.96% and above 10% for...

One of the biggest advantages ICHRA has over group health plans is the ability to use employee classes. Instead of offering the...

Direct primary care (DPC) pairs with ICHRAs, HRAs, and group plans to lower costs and boost employee access to care. See how...

What happens to an employee's premium tax credit eligibility when they get offered ICHRA or QSEHRA dollars? Learn more about how each...

As federal efforts to codify ICHRA stalled in Congress, several states have begun pursuing their own solutions. Connecticut has become the latest...

This post breaks down what really supports mental health at work: a healthy culture, PTO people can actually use, leaders who care...