Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.

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6701 Upper Afton Rd. Ste. 200, St. Paul, MN 55125

Stay Informed with Benafica

Expert insights on ICHRA, QSEHRA, Medicare, and the changing health benefits landscape.

Beyond Benefits: Why Mental Health Drives Employee Loyalty
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Beyond Benefits: Why Mental Health Drives Employee Loyalty

Today’s employees are seeking more than a standard benefits package. Mental health support, flexible healthcare options, and strong workplace culture are key...

May 8, 20250 Comments
ICHRA Challenges You Didn’t Expect: Why the Right Provider Matters
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ICHRA Challenges You Didn’t Expect: Why the Right Provider Matters

From market fragmentation to inconsistent payment systems, navigating ICHRA isn’t always seamless—here’s why choosing the right provider, like Benafica, matters.

April 10, 20250 Comments
Join Benafica’s Monthly Medicare and Health Insurance Webinars
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Join Benafica’s Monthly Medicare and Health Insurance Webinars

Make informed healthcare decisions! Benafica hosts free educational webinars every 2nd Wednesday of the month, including a Medicare informational webinar and Health...

April 8, 20250 Comments
QSEHRA vs ICHRA: Which Is Better for Your Business?
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QSEHRA vs ICHRA: Which Is Better for Your Business?

From business size to reimbursement rules, there are important differences between QSEHRA and ICHRA. Explore the pros, cons, and scenarios where each...

March 20, 20250 Comments
ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch
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ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch

As employers grapple with rising premiums for group health care plans, many are turning to ICHRA and QSEHRA as a more sustainable...

March 6, 20250 Comments
How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape
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How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape

A recent Bloomberg editorial detailed how America's healthcare system is "flawed by design." See how ICHRAs are bridging the gap between rigid...

February 5, 20250 Comments
What is an ICHRA? Individual Coverage HRA Explained
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What is an ICHRA? Individual Coverage HRA Explained

Individual Coverage Health Reimbursement Arrangements (ICHRA) are a cost-saving alternative to traditional group health for employers. In this guide, we’ll break down...

January 16, 20250 Comments
One Word Replies with Benafica CEO Ryan
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One Word Replies with Benafica CEO Ryan

We asked Benafica CEO Ryan Jewison to answer some common questions with 1-word responses. Here, we expanded on some of his answers.

November 13, 20240 Comments
IRS Announces 2025 QSEHRA Reimbursement Limits
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IRS Announces 2025 QSEHRA Reimbursement Limits

The IRS has released the new Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) limits for 2025, providing updated guidance for small businesses...

November 1, 20240 Comments