Stay Informed with Benafica

Wondering how HSAs fit with HRAs? This guide explains what a Health Savings Account is, how it works, and when you can...

As healthcare costs continue to rise, many employers are rethinking how they offer benefits. If you’ve found yourself questioning whether traditional group...

Wondering if you can start an ICHRA mid-year? You can. Learn how notice periods work, how a special enrollment period is triggered,...

CMS’s latest data shows 2026 ACA enrollment declines were far more modest than experts predicted after enhanced premium tax credits expired. While...

Tax season is when ICHRA compliance gets tested. Use our benefit compliance checklist to stay organized, meet key filing requirements, and keep...

Switching from group health to an ICHRA comes with questions. This article breaks down the 9 employers ask most, covering start dates,...

Designing your ICHRA starts with defining how much to contribute and whether to include out-of-pocket healthcare expenses. This guide breaks down your...

As ACA subsidies face uncertainty and group plan renewals keep rising, employers are rethinking their health benefits strategy for 2026. Explore how...

Qualified Small Employer HRA (QSEHRA) limits for 2026 have been updated by the IRS. These contribution rules limit how much a small...