ACA Update: How Enrollment Fared for 2026
CMS’s latest data shows 2026 ACA enrollment declines were far more modest than experts predicted after enhanced premium tax credits expired. While some drop-off occurred, the individual market proved more resilient than expected. Here’s what the numbers reveal.
ICHRA and End-of-Year Tax Compliance [CHECKLIST]
Tax season is when ICHRA compliance gets tested. Use our benefit compliance checklist to stay organized, meet key filing requirements, and keep your ICHRA program compliant and audit-ready.
9 Frequently Asked Questions About Switching to an ICHRA
Switching from group health to an ICHRA comes with questions. This article breaks down the 9 employers ask most, covering start dates, contribution strategies, employee classes, compliance basics, and timelines for making the switch.
A Deeper Dive into ICHRA Contribution Strategies
Designing your ICHRA starts with defining how much to contribute and whether to include out-of-pocket healthcare expenses. This guide breaks down your options and how Benafica helps you model a contribution strategy that fits your business and budget.
How ICHRA Fares Heading into 2026
As ACA subsidies face uncertainty and group plan renewals keep rising, employers are rethinking their health benefits strategy for 2026. Explore how ICHRA remains a flexible, cost-stable option amid market volatility — and why getting an ICHRA quote now can help you plan ahead.
QSEHRA Contribution Limits Updated for 2026
Qualified Small Employer HRA (QSEHRA) limits for 2026 have been updated by the IRS. These contribution rules limit how much a small employer can contribute to employee health insurance premiums for the year. See the updated amounts for 2026 QSEHRAs.
Open Enrollment 2025: Your Guide to Choosing a Health Insurance Plan
Open enrollment season is here, which means it’s time to review your health plan settings for next year. Here’s your guide to what you can do during open enrollment, metal tiers, comparing key plan details, and making the best choice for you.
Meet BEN360: Benafica Revamps Its ICHRA Platform, Taking ICHRA Administration to the Next Level
Meet BEN360: Benafica’s upgraded evolution of its legacy ICHRA platform, designed to supercharge ICHRA Administration for employers and HR. Launching in the Fall 2025 open enrollment season to keep your benefits running smoothly in 2026 and beyond.
Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?
Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead, now is the time to ensure your plan supports both your business and your team.
What Individuals and Businesses Should Know About the 2026 ACA Changes
New federal legislation and administrative rules from CMS are poised to reshape the Affordable Care Act (ACA) in 2026. Here are some of the biggest changes you need to know about that will affect affordability, enrollment and eligibility.
IRS Increases 2026 ACA ‘Affordability Rate’ for Employer-Sponsored Healthcare
Last month, the IRS announced the new ACA “affordability rule” for employer-sponsored healthcare, which limits how much employees at large employers can be required to contribute to health care premiums based on their salary. Find out what the new rate is and what that means for you.
Will the ‘One Big Beautiful Bill’ Affect Your Medicare? Here’s What to Know
Congress passed a large spending bill that makes big changes to Medicare and Medicaid over the next decade. New work requirements and red tape could be hard for enrollees to navigate. Here’s how the new provisions might affect Medicare and Medicaid recipients.