Client Login:

Discover Our Top Blogs

Stay informed with the latest insights on healthcare benefits, innovative solutions, and industry trends.

May 8, 2025

Beyond Benefits: Why Mental Health Drives Employee Loyalty

Today’s employees are seeking more than a standard benefits package. Mental health support, flexible healthcare options, and strong workplace culture are key drivers of employee satisfaction.

April 10, 2025

ICHRA Challenges You Didn’t Expect: Why the Right Provider Matters

From market fragmentation to inconsistent payment systems, navigating ICHRA isn’t always seamless—here’s why choosing the right provider, like Benafica, matters.

February 5, 2025

How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape

A recent Bloomberg editorial detailed how America's healthcare system is "flawed by design." See how ICHRAs are bridging the gap. In this blog, we break down how ICHRAs are bridging the gap between rigid legacy systems and the personalized, portable coverage today’s workforce expects.

Insights Blog

Stay Informed with Benafica

March 6, 2024

6 Types of HRAs You Should Know

Learn about different types of HRAs & their benefits for employers & employees. From QSEHRA to ICHRA, find the best option for your company.

March 1, 2024

ICHRA Advantages & Challenges

ICHRA has emerged as a flexible solution for offering health insurance that doesn't have many downsides. Find out if ICHRA is the right solution for your business.

February 19, 2024

Understanding ICHRA: A Comprehensive Guide

Discover how an Individual Coverage HRA (ICHRA) offers employers a flexible, cost-effective alternative to traditional group health plans.

January 30, 2024

What is a QSEHRA?

Learn how a Qualified Small Employer HRA (QSEHRA) empowers small businesses to offer flexible, tax-free health benefits to employees.

August 10, 2022

4 HRA Benefits for Workers: Why Employees Love HRAs

Discover 4 reasons why employees favor Health Reimbursement Arrangements (HRAs) for flexible, tax-efficient healthcare benefits at Benafica.

June 22, 2022

What is an HRA? Understanding Health Reimbursement Arrangements

Health Reimbursement Arrangements (HRAs) are employer-funded benefits that reimburse employees for qualified medical expenses and, in some cases, insurance premiums. In this blog, we break down how HRAs work.

Hours of Operation

Mon – Fri: 9 AM – 5 PM

Call Us:

651-287-3253

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 61 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Licensing Information